Losing your passport, getting robbed, falling ill…
These are just some travel mishaps that could happen to anyone. Now, some hiccups don’t have to be downright awful.
For example, a trip that gets canceled because of a hurricane is disappointing, but knowing you can’t get a refund or reschedule your trip is even worse. This is why you should always check your insurance options before booking hotels, cruises, etc.
Another example is an auto accident. Sure, no one wants to be involved in a car accident, especially when abroad. However, it’s better to be prepared for that possibility instead of getting caught unawares.
That being said, here’s what you should do if you get in a car accident while traveling.
3 Steps to Take After an Auto Accident
Whether you’re abroad or in your home city, there are certain steps you need to take after a car accident. These include:
1. Not Fleeing the Scene
Unless your car is in danger, you should stay in it or nearby until help arrives. If you’re driving a rental car, it’s a must that you call the rental company so they can advise you on what to do next.
That might mean getting you a new car or helping you get in touch with a local car accident lawyer if needed.
2. Call for Emergency Assistance
If you are injured, do this first. Otherwise, you can take this time to document the accident by taking pictures and exchanging information with the other drivers.
It’s also important that you don’t sign any document without consulting an auto accident attorney. Now, if your lawyer gives you the go-ahead to sign a statement, make sure you get a copy for your records.
3. Contact Your Insurer
Did you purchase travel insurance before going abroad? It’s always a good idea to purchase one either from your insurance company or an independent dealer.
Now, even if you didn’t buy one, it’s a must that you call your insurer after getting in an auto accident. This will help you later when you make a claim. Ideally, you should have a thorough understanding of your coverage so you can buy more if needed.
Bonus: Preparing for the Worst
It’s easy to panic when you have no idea what to do, especially when in a foreign country. So before traveling, research the applicable road rules and regulations, and get in touch with your insurance agent.
You need to do the latter not because you’re expecting to be in an accident. Understanding your coverage can help ease some of your worries in case you do need emergency care or have to go to a hospital outside of your provider network.
Another way to prepare for the worst is to look into loans for accidents. If ever you have to go to court and have no funds left, this can help you pay legal fees. Of course, you should consult an auto accident lawyer before applying for any lawsuit loans.
Want More Travel Tips and Advice?
Don’t let the thought of an auto accident prevent you from traveling. Do your best to be safe, and try to review the steps we’ve listed here before you go on vacation.
For more travel tips and advice, don’t hesitate to check out our other posts.